Since Microsoft has officially ended support for Windows 10 Mobile, standard recovery methods (like the Windows Device Recovery Tool) may no longer connect to active servers. You will need these "portable" or community-driven alternatives:
If touch is dead, you may need to replace the screen to unlock the device and access files. ☁️ Cloud & Backup Check lumia 650 emergency files portable
Title: Emergency Files Pack — Lumia 650 (Portable, Quick Access) Since Microsoft has officially ended support for Windows